Personalized Home and Auto Insurance

The clear way to
better coverage.

An affiliate of Freedom Mortgage

Simple, tailored insurance options for the coverage you need with maximum savings.

We offer a growing network of 35+ trusted carriers:

Insurance coverage—just for you.

Home

Protect what matters most with homeowners coverage tailored to your needs, plus clear recommendations and trusted expert guidance every step of the way.

Auto

Drive with confidence wherever the road takes you, from open highways to daily traffic, with personalized vehicle coverage, competitive rates, and discounts for multiple vehicles.

Bundle

Unlock additional savings and broaden your protection by bundling your homeowners policy with auto, life, or other qualifying insurance coverage options.

Add-ons for every stage of life.

BrightCover helps safeguard the things you love, giving you more freedom to enjoy every moment.

Woman hugging her dog on a sofa at home.

Man carrying a smiling child on his shoulders outdoors.

We're here to help your coverage keep pace with life's changes.

Coverage You Need

Choose from 40 types of personal, property, vehicle, and recreational insurance designed to fit your life.

One Simple Choice

We compare 35+ of the top carriers and narrow your options to a short list of coverage that truly fits your needs.

Ongoing Professional Support

When rates drop, situations change, or better coverage appears, we alert you, so you're never stuck overpaying.

Backed by Industry Leaders

BrightCover is backed by the strength of Archwell Capital and its family of brands, including over 8,000 employees.

Insurance Guidance,
Part of the Freedom+ Network

Brightcover, as an affiliate of Freedom Mortgage, one of the country's largest independent mortgage lenders, shares a commitment to helping homeowners save.

Quick. Simple. Covered.

We've turned lengthy policy research into a quick and stress-free process. Share a few details, and we'll match you with personalized insurance options.

01.

Tell Us About Yourself

Answer a few quick questions so we can better understand your situation, priorities, and coverage needs.

02.

Get Straightforward Savings

Explore your personalized recommendations for maximum savings and just-right coverage.

03.

Choose and Relax

Select the coverage that fits you best, we'll let you know when your new policy goes into effect and keep an eye on it over time.

Bright minds belong here.

We've created a modern insurance brokerage company built on innovation, trust, and opportunity. Join us and help shape solutions that make life easier for the people we serve.

Explore Jobs

We get these questions a lot.

We're making insurance easier to navigate, starting with answers to your most common questions.

Your homeowner's insurance payment is usually included in your monthly mortgage payment, along with your principal, interest, and property taxes. Funds are collected in an escrow account. Because insurance costs can change over time, your monthly mortgage payment may increase or decrease if your premium changes.

An independent insurance agency like BrightCover works with multiple insurance companies, so you can explore a variety of coverage options in one place. This allows you to compare pricing and coverage more easily.

Changing to a different insurance company is simple. Once you choose your new policy, your BrightCover insurance agent will guide you through the transition, and help make your switch to better coverage easy and stress-free.

Bundling your insurance policies can often help you save money and make managing your coverage easier. Many homeowners choose to bundle home and auto insurance because it may qualify them for discounts while keeping everything in one convenient place.

Homeowners insurance helps protect your home, personal belongings, and financial well-being if unexpected events occur. Most policies typically cover damage caused by fire, theft, storms, or certain types of water damage. Your coverage can vary, so it's important to choose protection that fits your home and lifestyle.

The best insurance company depends on your needs, budget, and coverage preferences. Because every homeowner's situation is different, a trusted independent BrightCover agent can help you compare options and find coverage that feels right for you.

Get started now for maximum savings.

BrightCover's expert tools simplify the insurance comparison process, and deliver personalized recommendations that make your decision simple and clear.

Start by telling us a little about yourself. Our team will call shortly to build coverage tailored to you.

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By clicking "Submit," you consent to be contacted, including via automated technology or artificial/prerecorded voice, by BrightCover and any of its current or future affiliated companies (collectively “BrightCover”) at the phone number(s) and email address(es) provided for marketing purposes about insurance, even if your number is listed on a federal, state or internal do not call list . You affirm that you are the subscriber of the phone number(s) and email address or that the subscriber has authorized you to provide this consent. Your consent is not a condition of purchase of goods or services from BrightCover. You acknowledge and agree that your personal information will be shared for the purpose of contacting you and providing you the services.

Call Us Now: 877.502.4775

The clear way to better coverage.